Potential borrowers complete our online form. We filter our database of lenders to match eligibility criteria. We send an enquiry to every potential lender and the lender contacts the potential borrower directly to qualify the applicant and indicate the terms and conditions. All lenders have a different application process and our clients establish a direct relationship for mortgage application purposes.
Our goal is to work with all lenders who actively lend to non-UK residents for financing UK property. This is a lofty goal, as there are lenders from all over the world - we already work with some of the biggest known names and we are increasing the number of lenders we work with on a weekly basis - we welcome any new lenders to our platform
Not yet. The application process for all of the lenders varies significantly and we haven’t been able to standardise this yet. Because our clients come from over 50 countries, creating standard requirements for all our lenders is a big challenge. We are determined to digitalise and standardise the process to the extent possible. Watch this space.
Some of the lenders pay commission for successful introductions. Some of the lenders refuse to pay us, but we do not allow this to interfere with our process and we do not discriminate between lenders.
Our website is currently only available in English but we have plans for other language versions in the future. That being said, some lenders provide services to non-English speakers and you will be able to address directly with them.
Yes. Our vision is to create a transparent marketplace for all. Brokers use our platform to make enquiries on behalf of their clients. Inevitably those brokers may try to establish direct relationships with the lenders on our database, but will find it difficult to replicate our coverage and relationships.
Business is business and we are here to be challenged for the greater good of the consumer.
Some lenders have a complex array of mortgage products. The terms and conditions of the products can vary for each applicant and thus we do not want to mislead anyone or create false expectations. You can rest assured that the lenders will present you with the best terms they can consider based on your profile and requirements.