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ABOUT

What Xinecto does

Xinecto helps verified professional advisers to represent their clients in the search for lenders. We combine technology and market intelligence to match and compare competitive tenders via a single portal.

Our mission is to bring transparency and efficiency to the lending marketplace for UHNWs and their advisers

Our history

How Xinecto started

Xinecto was founded by professionals experienced working in complex International Finance Centres servicing the needs of very high net worth individuals, such as the Crown Dependencies, Monaco and London. With a track record in digital transformation and private client lending, Xinecto was born from a drive to create harmony in the way wealthy, globally-mobile individuals work with their advisers and lenders for greater value and efficiency of service.

We were frustrated by the complicated and opaque processes involved for high value complex lending against real estate assets, with no central lists of lenders or published eligibility criteria. We also saw how frustrated advisers and bankers were becoming with the lack of available service to refer, handle or exchange lending opportunities. We believed there was a better way, combining talent, market knowledge and the very latest of technology. We built it.

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XINECTO

The Team

Toby Sawyer

CO-FOUNDER

Toby Sawyer

With 20+ years experience in Offshore Finance across some of the largest banks and trust companies, and a strong drive to optimise process efficiency and client experience, Toby co-founded Xinecto to fill an ineffective channel for non-resident banking clients with something fit-for-purpose in the digital age.

CO-FOUNDER

Jake Willis

Digital Automation is at Jake’s core. 20 years in Finance, Operational Risk and Operational Digitisation have helped him to forge a space in the Offshore Finance industry occupied by very few, advising banking clients on Digital Automation to improve risk controls, operational efficiency and ultimately client experience.

Jake Willis
Julian Gums

CO-FOUNDER

Julian Gums

Julian brings invaluable fintech experience to Xinecto, having delivered numerous big tech projects over the past 10 years. Leveraging his expertise in artificial intelligence and cyber security, he is always eager to create the best experience and find the right lender with cutting-edge machine learning technology.