Xinecto connects you to lenders by matching your requirements against eligibility
criteria
of different banks and lenders, ensuring you only speak to the ones that match your
needs.
Our mission is to bring transparency and efficiency to the UK mortgage market for
expats and foreigners. We do this by providing a platform that gives borrowers
transparent and direct
access to willing lenders, saving you time, money and stress.
About Xinecto
ABOUT
What Xinecto does
Our history
How Xinecto started
Xinecto was founded by three professionals working in the offshore finance
sector in Jersey. With a shared enthusiasm and track record in digital
transformation, Xinecto was born from a drive to make UK mortgage options for
non-UK residents more transparent and efficient through the use of technology.
We were frustrated by the complicated processes involved for overseas investors
in UK property. There was no central list of lenders and no published
eligibility criteria. This makes it difficult to arrange finance across time
zones and language barriers with no visibility, no choice and no control. We
believed there was a better way. We built one.
XINECTO
The Team
CO-FOUNDER
Toby Sawyer
With 20+ years experience in Offshore Finance across some of the largest banks and trust companies, and a strong drive to optimise process efficiency and client experience, Toby co-founded Xinecto to fill an ineffective channel for non-resident banking clients with something fit-for-purpose in the digital age.
CO-FOUNDER
Jake Willis
Digital Automation is at Jake’s core. 20 years in Finance, Operational Risk and Operational Digitisation have helped him to forge a space in the Offshore Finance industry occupied by very few, advising banking clients on Digital Automation to improve risk controls, operational efficiency and ultimately client experience.
CO-FOUNDER
Julian Gums
Julian brings invaluable fintech experience to Xinecto, having delivered numerous big tech projects over the past 10 years. Leveraging his expertise in artificial intelligence and cyber security, he is always eager to create the best experience and find the right lender with cutting-edge machine learning technology.
NON-EXECUTIVE DIRECTOR
Oliver Mourant
Oliver brings a strategic mind to Xinecto with 20 years in the finance industry, co-founding a global investment consultancy firm with $40 bn+ AUR and building networks in the UK, Jersey, Europe and Australia. Most recently as COO of a Sydney-based firm, Oliver was involved in creating the operational architecture of a residential mortgage scheme, lending to non-Australian residents, primarily in the Asian market.
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